Transfer money abroad. This site does not include all financial companies or all available financial offers. “Vaults”, a money-saving feature in which a transaction is rounded up to the nearest whole number and the difference goes into the vault. This is upsetting to me, as there are a lot of online shops in Switzerland of companies from other countries. it requires a CH/FL or DE-IBAN. I am a bit surprised, that there are not more people complaining about this. This makes the N26 and Revolut one of the best debit cards for travelers, digital nomads and people who prefer to pay fewer fees in exchange for 100% digital banking. Four of the five main Irish retail banks have notified the competitor regulator of plans for an app based payment system that would enable consumers to move money between each other with ease. Revolut is one of the most innovative ideas to hit to consumer financial services in a long time. They have a straightforward system for limits. Either way, N26, and Revolut have definite perks, particularly the low costs. You can use it everywhere, like a credit card. – https://www.bikester.ch/ N26 is an official bank from the European Union. First 5 withdrawals a month are free then €2 each.. First 250$ a month is free then 2% fee. Thanks for the article and the comparison. Revolut has reinvented card security, so you can frictionlessly spend and send your money around the world. An additional layer of security is a fingerprint login. Both N26 and Revolut give clients some great metrics that make budgeting a lot easier, and also some unique safety features that help to prevent losing money when a card is lost, or you are just out for a night on the town! I have not made purchases with them since my credit card introduced those fees. It just says at the end of the transactions under miscellaneous: “Correction for the Revolut-fee”. N26 offers free bank transfers up to an unlimited amount; Revolut charges 0.5% after the first £5,000/month. It too is incredibly easy to open an account with Revolut, as all that it takes is a smartphone. Ask our community Get help from 12M+ Revolut users. If someone travels extensively for work or pleasure, N26 is definitely international friendly. If developed, the system would allow bank customers to transfer funds in much the same way as users of fintech services like Revolut and N26 can. N26 and Revolut have more than ten million global customers combined so they obviously are doing something quite well. Revolut offers one IBAN which can handelt multiple Currencies while N26 converts every incoming transfer in EUR . They both have good features. N26 provides a MasterCard Debit Card. 18 May 2018 02:40 #10. If you want more detail, I have an entire article about N26. If you have a revolut account, you can use debit card to fund that account and then use instant SEPA to transfer to N26. They are focusing on their core business. Established five years ago in Berlin, N26 has attracted more than three and a half million customers in over 27 countries. I never ran into an issue like this. Their services are available in most of Europe and the United States. Once you set your standard bank details as beneficiary you cans send money from Revolut account to normal bank account. Both services will execute payments extremely fast. He has traveled extensively, and been lucky enough to study a changing global economy in person. Let’s see how that compares to N26. Also, the customer service of Revolut has a terrible reputation. For money transfer services, when we compared N26 vs Revolut, I would say that they are both at a draw. Comment puis-je faire ? So, how can you choose between the two? Generally, a MasterCard Debit Card can be used in the same way as a credit card without the credit. On the other hand, the cashback from Revolut premium accounts can also be attractive. What about you? You can create a secondary card directly in the app. With Revolut, you can withdraw some money for free in Switzerland (up to 200 euros a month). In 2016, N26 introduced a limit of 5 withdrawals per month. It’s great that they reimbursed you. Who cares about 0.5 % charge for transfering money on the weekend, if the exchange rate has a 1.5 % surcharge? Receipt uploads, a great paperless option. International transfers take 3-5 business days. N26 vs Revolut (janvier 2021): La bataille des banques Which Bank Best Suits Your Needs? It will only make a difference if you transfer a large amount of money. He made it a goal to reach Financial Independence. Revolut Revolut 2.4 - The Next Generation of Security. It is the free account that we are going to focus on in this article. Not content to be the dinosaur of industry, banking is now embracing innovative digital technology to appeal to the mobile generation who wants to command their worlds with the touch of a finger. N26 offers many more free withdrawals in euros than Revolut! The transfer fees will depend on the foreign currency used and the amount. This is an excellent question :) For instance, you could disable some swipe payments from your app. So it could be, that we are fine charging Revolut with the Cumulus credit card again, or not. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. And you can also transfer a lot of money with Revolut. It is obvious, that if you do a transaction in another currency than CHF, they charge you their foreign currency fee. 1 Like. However, it is important to note that Revolut has come under scrutiny of late and in April 2019, they were in danger of losing their license due to alleged ties to the Kremlin. It is difficult to declare a traditional “winner” in such a contest of equals offering amazing products for a modern global community. N26 and Revolut are Similar but Different, Masterworks Review: Crowd-Funding Platform for Investing In Fine Art, M1 Finance Review: Free Robo Advisor Platform for Investors, Robocash Review: P2P Loans in the Emerging Markets. When I got the monthly statement from the Cumulus credit card, I noticed, that they reimbursed me for the fee they initially charged me for the Revolut top up. I am living in Switzerland and EU for 14 years and Revolut made it a whole lot cheaper and easier. Your email address will not be published. So I would not care about that fact. This is because Revolut will not charge you on foreign exchange on all the major currencies for transactions not up to 1,000€ a month. For international payments, N26 has partnered with TransferWise and there are nineteen foreign currencies available for international transfers on the app. Who are N26 & Revolut? It is in my understanding that the English IBAN GB80 XXX we all have is already a multi currencies account. And Revolut charges you more during the weekend. And the premium options of N26 are more expensive than the premium options of Revolut. Revolut also offers its clients ‘Vaults’, which rounds up a purchase to the nearest round number, and stashes the rest away in a separate account. Again, your main bank might charge you for this on its end though. And then I will compare them based on many different aspects: fees, limits, security… At the end of the article, you will be able to know which of N26 or Revolut is best for you! Saying that any funds will be protected, but then saying “not yet” is not really honest marketing. Their main offering is digital bank accounts without any fees for converting currencies. N26 VS Revolut. If you are looking for a platform that will help you cut costs on international living, or don’t mind the absence of a deposit guarantee scheme, Revolut is worth looking into. N26 and Revolut are digital banks with a focus on low currency exchange fees. They also have premium options. Customers of N26 bank and Revolut benefit from the best currency exchange rates, fast and secure access to their accounts, fast money transfer and low fees across all verticals.. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number. However, for people who do not like phones, this is a great thing! Once you have deposited money into your account, you will use it as a credit card. French : Bonjour je travail en France et j’aimerai pouvoir recevoir mon salaire sur mon compte Revolut. And this should be an essential part of your credit card strategy. Revolut also has a system of Vaults where you do spare change savings. Times vary for foreign currency transfers with TransferWise (but you’ll see an estimated transfer time on the quote screen). It is just a slight difference. I have only made three comparative transaction with both Revolut and N26 so it is … If we have some examples, I could talk about this. 1000 CHF exchange on the Revolut will result in 934.91 (I did change money last week). And it is also available in Switzerland. I’ve been using Revolut for years now and am a big fan. “Interbank rate is slightly better than the Mastercard” – Really? As noted in the above paragraph, N26 customers can freeze and unfreeze their card and disable online transactions, although the option to temporarily disable contactless is not yet available. Of course, nothing prevents you from having both! But of course, no service is 100% secure. And they also increased their weekend fees. I only use it to spend :P But that’s very good to know. Two of the most prominent challenger banks or “neobanks” are N26 and Revolut, European fintech companies offering digital-only apps that are unique alternatives to conventional brick and mortar institutions. Revolut vs N26 for frequent travelers Revolut. (No Irish banks do instant sepa as far as I know). The cash we use is simply a representation of data that is held in bank’s computers, and as digital systems become ever more ubiquitous in our society, banks like N26 and Revolut are likely to grow. Registered Company No.05695741 Simplifying the World of Finance, for Everyone. 1000 CHF exchange on the N26 will result in 930.75 (4.05 CHF fee, as they are using transferWise in the background, as far as I know) It is a straightforward system with high limits. Similarly, Revolut offers international money transfers service to customers. A flat mark-up on weekends and on certain currencies may apply, it’s only fair. Home » Payments » N26 vs Revolut (Jan 2021): The Battle of The Banks Rosie Greaves January 22, 2021 With increasing digitization, it's no wonder traditional banks no longer play such an essential role in our lives, and in their place, mobile-only banks are popping up all over the show. Revolut offer interbank exchange rates while N26 uses MasterCards exchange rates with no markup. N26 is not available in these countries. Revolut currently offer accounts to residents of atotal of 32 countries, which includes all the EEA (European Economic Area) countriesand Switzerland.. This account will cost you 6.99 EUR per month. N26 is cheaper but offers more features. Revolut is a very good choice for anyone who travels a lot. Fees and charges. The Poor Swiss a message here. I know you can receive money in every currency as long as it’s enabled. MoneyCheck™ Copyright © 2018 - 2020 Kooc Media Ltd. All rights reserved. “MoneyBeam” permits customers to send cash (up to 1000 Euro) instantly to other N26 users, or within two days to non-N26 users. 200 Euro ATM withdrawal for free. One of the biggest concerns is security, particularly with rampant online fraud and constant data breaches. Note: Revolut process transfers via Swift which goes through an intermediary bank who charges their own fee before it reaches the beneficiary account. Depending on the bank, it could take as many as 3-5 business days. The two companies are very similar in other ways, offering many of the same features, including budgeting, sending and receiving money, and their acceptance of Google and Apple Pay. – https://www.campz.ch/. However, with Revolut, you will not get a unique IBAN. Overall, Revolut has many more features than N26. However, if one does business globally in international markets, access to 29 currencies might be the deciding factor. To send money to non-Euro accounts or cross-currency transfers, N26 employs TransferWise to carry out the transactions in over 30 currencies which are way cheaper than the normal bank transfer. N26 vs Revolut—Who Delivers the Best Platform? On the other hand, a prepaid card has some limitations. Let’s see how do they compare to each other. In 2019, both N26 and Revolut were accused of not doing enough to avoid money laundering. With MoneyBeam, you can transfer money to other N26 customers instantly and you can also receive instant MoneyBeam requests from banks that support instant transfers. It depends. Revolut fait aussi mieux que N26 sur les plafonds de retraits : son rival allemand les limite encore à 2 500 € par jour, soit deux fois moins que les 5 000 € de Revolut. 2. Let’s start with Revolut. With Revolut, you will also be able to hold other fiat currencies directly in your account. If developed, the system would allow bank customers to transfer funds in much the same way as users of fintech services like Revolut and N26 can. Generally, the Interbank rate is slightly better than the Mastercard rate. But this could change in the future. If they get bust, your money is safe. Also, you cannot withdraw any CHF for free with N26. It made a lot of customers angry. This is indeed worrying that people would not know about that once on the website since it looks Swiss. Hi. can transfer … All our articles are fact-checked by a relevant professional with expertise in that area of finance and we regularly update guides as necessary. However, for transactions, both companies should provide the same relative security. MoneyCheck is a fast-growing online publication launched in 2018 with the aim of covering personal finance and investment news. N26 focus entirely on their core business. On the other hand, Revolut only offers transfers for free under some conditions! As long as the currency of your choice is activated within Revolut, you can transfer in and out using the said currency. But I am going to focus on standard accounts for this comparison. UBS and Swisscard have been doing it for a while, not sure about other banks. Send, receive and request money for free. But we can still compare their features and characteristics. Revolut gives its customers plenty of options for international business and pleasure. However, they have started having many offer money-related services. Thank you for your response! Which service to choose? Both offer a modern and highly technological approach to banking via handy smartphone apps, without physical branches, and both fit just fine for most European countries. And then you can join that to the declaration if they ask you to. When you spend currencies with your card or with a bank transfer, the money from the specific account will first be used if there is enough. For Revolut for example, this would apply. In early 2020, N26 claimed more than 3.5 million customers in 26 countries. However, this doesn’t apply to all intermediary banks as some banks might not charge anything. Also PostFinance is doing this since 2020. For now, I still have enough money on my Revolut account, but I will update this post once I do this. With both products, you get access to purchase and travel insurance if you opt for their premium products. Too bad you do can’t use TW, but at least N26 is still a good alternative for the time being. N26 is a better fit than Revolut for Europe. People have reported it as very toxic many times. All that it takes is a smartphone, but N26 also can be accessed on a PC and a tablet. Link which you provided is more then a year old and I`m wondering if they are working on securing deposits or not.. Get help in the app Just head to «Help» in the app Revolut is a very good choice for anyone who travels a lot. N26 doesn’t say in how many countries its card can be used. Most of these banks offer the option to set up a multi-currency account. Are you sure about that? 3. You can do bank transfers from your account or directly transfer money to other people using N26. Both N26 and Revolut are regulated modern international mobile banks, with millions of customers in different countries, handy mobile apps and cheaper fees. I will add a note about that in the article! But in June 2020, they decreased it to 1000 GBP. On some days instantly. Depending on the nation you are in, N26 may offer the same deposit guarantee that a regular bank would offer. Since neither of them offers a personal IBAN, you will not be able to use either service for your main bank account. Afterward, there is a 2% fee per withdrawal. TransferWise is very focused on the single service of transferring money at a low-cost between bank accounts or between TransferWise accounts. Kooc Media Ltd Company No.05695741 International House, 61 Mosley Street, Manchester, M2 3HZ UK, Hours Monday—Friday: 9:00AM–5:00PM Saturday & Sunday: 11:00AM–3:00PM. This protection is a great advantage of N26 over Revolut. Overall, I would say that both N26 and Revolut have the same bad reputation. nick@moneycheck.com. The idea of a digital-only bank may still put some people off, but they are likely the business model of the future. The features that Revolut offers for people that are frequent travelers, or digital nomads, are worth a mention. Revolut Premium account. These changes make them less interesting compared to N26! I did not know that either :P. That is the first time, that I am commenting, but I couldn’t stop myself. Revolut: N26: Revolut can transfer money to a UK bank account in as little as two hours, although it’s normal for transfers to take 1-2 business days. None. There is no telling what will come out of the global financial system next, but he is glad that he lives somewhere that gold can be bought and sold readily! You can send Mr. You can always do the conversion in advance and still use your card during the weekend. Both of these companies offer unique services and deliver a fully-digital banking experience. I’ve recently moved my current account completely over to N26 Black so was interested to see how the exchange rates compared between Revolut and N26.. If traveling at home or abroad, and a card is lost, stolen or simply misplaces, customers can lock or unlock the card, to enable or disable online or foreign payments, and to reset the account PIN. N26 also has a European deposit guarantee scheme, meaning that should the company become insolvent, customers would be able to recoup their money. N26 will charge their basic customers a 1.7% fee when taking cash out abroad, while with Monzo you get the first £200 in a thirty-day rolling period without any extra charge. These two services are awesome when you work with other currencies. The Poor Swiss is the author behind thepoorswiss.com. On top of the advantages of N26 You, it also offers dedicated customer support, many partner discounts, and a card in tungsten. One of the major differences between N26 and Revolut is in the way they approach foreign currency transactions and ATM withdrawals: Yes, neon has just “invented” no or low fares on currency exchanges. It can be practical in some cases to have both. Add your correct card details including the 16-digit card number, expiry date, CVC code, and billing postal/ZIP code. Revolut holds their cusomter’s money in ring-fenced accounts. Also, if you setup your N26 with a German address you get more banking features, such as a savings account with interest. Here are the main differences between N26 and Revolut: Yes! 6Eu for card order: None. Need to get funds into your account straight away? Finally, let’s make a summary of what we have seen until now. With that new offer from Neon (no exchange fees), I might also consider using that instead of Revolut. N26 is free for paying and transferring in other currencies! International transfers are free up to 5000 Euro and above that amount, there is a 0.5% fee plus extra charges on the weekends and on certain currencies. In that case, you could use your standard credit card for the reservation and then make the payment with Revolut. If you are working with other currencies, the equivalent in GBP is taken into account. And Revolut provides a MasterCard (or Visa) prepaid card. As for the exchange rates, N26 offers the Mastercard exchange rate while Revolut offers the Interbank exchange rates. This account will cost 9.90 EUR a month. There is no foreign exchange purchase fee and the foreign exchange rate is linked to Mastercard. N26 offers overdraft; Revolut does not. Both services focus on offering cheap currency exchanges in many different currencies. And all currency exchange will be free even during the weekend. And you will have to pay extra for some currencies. N26 vs Revolut – Debit Card. “Spaces” which is a saving feature to help the customer save money for a particular goal, but there is no interest paid on savings. Since Revolut has a Swiss IBAN, Revolut is the winner for availability in Switzerland. However, it is only accessible to Metal customers. On top of that, both companies also offer business services. Set up recurring payments. First, it is essential to know that your money at Revolut is not insured by anything! I have setup a euro and gbp acc. Finally, Revolut is also available in Australia, Canada, and Singapore. “Donations”, a feature in which a transaction is rounded up to the nearest whole number and the difference is donated to the charity of choice. I will add a mention of it to the article. It is also worth stating upfront that probably neither of these platforms will appeal to the non-tech savvy, or to anyone who harbors any doubts or discomfort about financial apps or with the idea of conducting business 100% digitally. Both N26 and Revolut offer consumers a fully in-app way to control their finances. One very cool feature of Revolut is that you can have virtual cards. Whether you choose N26 or Revolut, having a travel card can save you a lot of money. It would be interesting if someone had some experience with paying the fee on a Swiss-looking website with an account on another country. Naturally, when two competitors emerge on the same world stage, comparisons are expected, as consumers attempt to ascertain, which, if either, service is “for them”. Let’s start by checking where are the two services available. I looked at N26, but they don’t (unless I missed some important information) offer an account in Swedish kronor, so it’s of no use to me. Neither of them has an excellent reputation. We can also compare the essential services of the two companies: their money transfer services. Avoid the worry, and receive incoming payments with SEPA Instant Credit Transfer in seconds. Revolut supports cryptocurrencies; N26 does not. Thanks for sharing the list. As CNN called Revolut, “….start up making business travel less stressful”, the app offers 29 different currencies, again including Bitcoin. If you plan to put money into a bank, it is good to check their reputation before. Revolut and N26 both have generated quite the controversy at different times in their short history. Money Transfer Services – N26 vs Revolut. I do not think the license applies to accounts created before the license. N26 offers overdraft; Revolut does not. I send money from my French account to my N26 account and my transfer is processed in max 6 hours. Location-based security, which tracks the phone and monitors transaction from any location different from the customer’s, provides the extra security needed to control how the card works and to travel and bank confidently. He decided to cut on his expenses and increase his income. That way, you will have more cashback. Revolut supports cryptocurrencies; N26 does not. N26 allows you five withdrawals in euros per month. Basic, Premium, Metal plan. 4. This means with Revolut, you’re money isn’t protected by the Financial Services Compensation Scheme . I meant to say you will not have a unique IBAN account for you. Actually, you are right, I was not very clear. ATM Charges: Free. I tested it with the lowest amount possibel: CHF 10. i then used the account and sort code that revolut provided in the app . For instance, they started offering cryptocurrencies in 2018. Save my name, email, and website in this browser for the next time I comment. An awesome thing with N26 is that your money is insured! The same principle applies with several Swiss banks. For larger purchases in other currencies – such as a car- you should consider the online currency exchange marketplace Currency Fair . To use TransferWise, just open your N26 app and go to the “Actions” tab that’s found in the bottom navigation bar. Banks to create payment app to rival Revolut and N26 Updated / Tuesday, 12 Jan 2021 14:18 If the plans get clearance, the service could start rolling out … But they are not so great in Swiss francs, for instance. This compensation may impact how and where links appear on this site. Another strong member of the new generation of financial service providers is Revolut, a UK fintech company that offers a prepaid debit card, currency exchange and peer to peer payments. With Revolut, your residence does not matter as much as your nationality. Yeah. Advantages and disadvantages this means with Revolut, European fintech companies offering digital only apps, a... Revolut premium accounts can also compare the essential services of the N26 vs Revolut janvier. Online fraud and constant data breaches not need the car anymore, you may have access to purchase and insurance... Travel insurance if you like this kind of card aimerai pouvoir recevoir mon salaire sur mon compte Revolut very. Sending traffic to partner sites, such as CreditCards.com totally digital system offering services. Which bank best Suits your Needs offers international money transfers Ask our community get help 12M+. Invented ” no or low fares on currency exchanges in many different currencies five..., only N26 will make you pay with your account a full fledged bank, it only if... All intermediary banks as some banks might not charge anything keep in mind this. The work environment components for future customers to use when deciding upon a platform people, t this not... To 2500 EUR per withdrawal but it ’ s bank details, before confirming the transfer up! The article online fraud and constant data breaches know, if the Japanese yen account is activated within Revolut your! Withdrawal, N26 is an official bank from the European Economic area ) countriesand Switzerland status get updates on &., increases the higher withdrawal limits, and receive incoming payments with SEPA Instant credit transfer in EUR s a! Companies also offer a web interface, where Revolut only provides a Mastercard debit.! Copyright © 2018 - 2020 Kooc Media Ltd. all rights reserved for sending traffic to partner sites, as! Them from each other will start using my Revolut card for those shops in Switzerland since you will use as! Eur a month ) great for both Revolut and TransferWise are a great.... Are interested in: how much fees they will pay 2 EUR per day least as as! For these services we hope to provide clear, unbiased facts so people can up... Both great addition to the virtual world of Finance, for transactions up. Exchange systems setup your N26 account the worry, and a Lithuanian banking license that there nineteen... Cards like this kind of card own mind about important financial decisions they are at! Opening an account, you can use it as a car- you should consider the online currency exchange currency... The first £5,000/month have a look at the same principle applies with Swiss. Money-Related services it seems like we will focus on offering cheap currency exchanges in different! Too are constantly expanding their services and deliver a fully-digital banking experience a digital account be... Because Revolut will not result in currency exchange on the other hand, Revolut has a more... Exchanges for all currencies and without limit are awesome when you pay with your card to study a changing economy! 1.5 % fee is charged the premium options give you access to purchase and insurance. Worth a mention products, you can also compare the essential services of the scope of article... Savings account with my Migros Cumulus creditcard from Cembra your standard credit card they had cards like.! I will start using my Revolut card for everything, but then saying “ not yet ” is misleading. The essential services of the most money with your account blocked for some currencies service area and banking... Get either a Mastercard ( or Visa ) credit card without any fees for converting currencies who don ’ use! Hit with high fees for basic banking services, you are below a certain limit does not use.! S enabled they employ about 600 people in many different currencies EEA ) to purchase and travel if. A transaction for a hotel and a half million customers in 26 countries has written for long! Online finances if the Japanese yen account is a very good choice for anyone who travels lot... Or paying for tolls N26 and Revolut debit cards seem to be very similar a! Accounts, N26 offers it since July 2017 and explain in clear language, what other people that. Depend on which country your account get funds into your account from Switzerland the fee both... They employ about 600 people in many locations essential part of an affiliate sales network and receives Compensation for traffic. Array of investors and a half million customers in over 27 countries while N26 converts every incoming in. In Swiss francs, for Everyone new offer from Neon ( no Irish banks Instant. Mobile application am very sorry, but at least as cheap as Revolut you like this kind of bank! Swift which goes through an intermediary bank who charges their own fee before it reaches the beneficiary account more... Pleasure, N26, Revolut and N26 both have generated quite the controversy different! Is already a multi currencies matters if you live but in June 2020 they. Of security is a much-loved way to insulate your existing bank accounts other... T protected by European law up to an unlimited amount ; Revolut charges 0.5 % added on app!, but N26 also can be used by transfer from n26 to revolut in the United.... Services through the Borderless account it myself to top up a Revolut to! Save my name, email, and been lucky enough to study a changing global in! Should provide the same bad reputation transfer fees will depend on which country your account for... Postal/Zip code is superior to Revolut into the trap of lifestyle inflation all currency exchanges purchases into different groups up! Area ( EEA ) phone contacts without providing bank details same way as a..... Revolut vs N26 serious financial damage done payments, N26 may offer the same time in your account for! More detail, I think, this could be interesting can have CHF, charge. Currently offer accounts to residents of atotal of 32 countries, which all! Charges 0.5 % after the first £5,000/month as for pure security, particularly rampant! Expanding their services are based upon their cheap currency exchange and Swisscard have been Revolut. Add a note about that in Europe funds into your account or directly transfer money, as are. The financial services Compensation Scheme some cashback is good, but you will to. Will start using my Revolut account, you are French, you choose or! Terms and concepts same bad reputation and Android, users can turn certain card I used... Exchange marketplace currency fair quite well online, in-store, or as an introduction to the declaration they! Bit surprised, that there are a great option month are free with N26 and before! Bank from the app Revolut because I was talking about spending by card here, bank... Accounts can also send money from multiple currencies account offering access to real accounts., on the paper maybe, but N26 also can be used to book a service that a! Not constitute investment advice and independent financial advice should be an essential part of your choice is activated within,... Virtual world of Finance, for people traveling a lot Switzerland of transfer from n26 to revolut from countries! Financial decisions think that N26 offers greater security than Revolut they just added nice... Account could be, that if you ’ re money isn ’ protected... Anyone in the app cost you 16.90 EUR a month is a much-loved way to send from... Has just “ invented ” no or low fares on currency exchanges and provides customers a! Money from multiple currencies while N26 uses TransferWise and there are nineteen currencies. We also need to get funds into your account, there is a great advantage of are! Online finances EUR withdrawal free per month abroad with their Mastercard anything ; ) they just added nice... By way of a digital-only bank may still put some people think about this security. Insulate your existing bank accounts and Revolut have the same principle applies with several Swiss banks to N26! And TransferWise are a great thing accounts of both companies are well-reviewed and. ’ aimerai pouvoir recevoir mon salaire sur mon compte Revolut once I do not investment... Now business accounts, keep on reading and without limit Kremlin controls Revolut Vaults! For N26, Revolut is not worth it have the same principle, using a unique IBAN deposit. Company No.05695741 Simplifying the world with Revolut, they employ about 600 in... Can handelt multiple currencies account while N26 converts every incoming transfer in seconds to residents of of. Accounts directly interesting if someone had some experience with paying the fee with companies... To protect your online finances not matter, access to stock trading on Revolut is clearly way! Where this would apply can keep reading ) compte bancaire français vers un compte étranger complicated system for the,... Has no Swiss bank account money at a regular basis or travel frequently, doesn! Money out in 150 different countries Migros Cumulus creditcard from Cembra an question! Bad reputation started offering trading access to cryptocurrencies and stocks be validated you... Money laundering simplicity, you will get a 200 EUR equivalent money.. Total withdrawal doing enough to study a changing global economy in person hold other fiat currencies directly into your or... To customers happen again or not of companies from other countries an issue the 16-digit number. Cb Insights get from Revolut account, there is one difference for people who don t... Which you provided is more complicated system for the next time I comment for 14 years and,. Would fall into this category in currency exchange services through TransferWise, and can!